TERMS OF SERVICE

Effective Date: August 11, 2025
Last Updated: August 11, 2025

Sunshower, Inc. (“Sunshower,” “we,” “our,” or “us”) operates the FileWisely mobile application and related services (the “App”). These Terms of Service (“Terms”) govern your use of FileWisely. By accessing or using the App, you agree to these Terms. If you do not agree, do not use FileWisely.


1. Purpose of FileWisely
FileWisely is an AI-powered insurance policy management and claims assistance tool designed for policyholders. We provide secure storage, plain-English policy summaries, pre-disaster preparation tools, and claim/appeal guidance. FileWisely does not replace professional legal or insurance advice.


2. Eligibility
You must be at least 18 years old to use FileWisely. By using the App, you confirm that you meet this requirement.


3. User Responsibilities
You agree to:
     ·  Provide accurate information when using the App.
     ·  Use FileWisely only for lawful purposes.
     ·  Maintain the confidentiality of your account login details.


4. Intellectual Property
All rights, title, and interest in FileWisely, including its software, content, and branding, are owned by Sunshower, Inc. or its licensors. You may not copy, modify, or distribute any part of FileWisely without our written consent.


5. No Guarantee of Outcomes
FileWisely provides tools and resources to help policyholders manage and understand their insurance. We make no guarantees regarding claim outcomes, payouts, or benefits obtained through use of the App.


6. Limitation of Liability
To the fullest extent permitted by law, Sunshower, Inc. is not liable for any indirect, incidental, or consequential damages resulting from your use of FileWisely.


7. Termination
We reserve the right to suspend or terminate accounts that violate these Terms or misuse the App.


8. Governing Law
These Terms are governed by the laws of the State of Delaware, without regard to conflict of law principles.


9. Changes to Terms
We may update these Terms from time to time. If changes are significant, we will notify you by email or in-app notification before the changes take effect


10. SMS Terms & Conditions

Filewisely SMS Program
By opting in to receive SMS communications from Filewisely (“we,” “us,” “our”), you agree to the following terms:
1. Program Description
Filewisely, located in Costa Mesa, California, may send you informational and promotional text messages related to our services, updates, account information, and customer support. Message frequency may vary.
2. Opt-In Consent
By providing your mobile phone number and agreeing to receive messages, you consent to receive SMS communications from Filewisely at the number provided, including through the use of automated dialing systems.
3. Opt-Out Instructions
You may opt out of receiving SMS messages at any time by replying STOP to any message. After opting out, you will no longer receive SMS communications from us. If you need help, reply HELP for assistance.
4. Message & Data Rates
Message and data rates may apply. Please consult your mobile carrier for details on your plan.
5. Support Contact
For questions, you can contact Filewisely Customer Support at 949-776-0237 or email us at support@filewisely.com.
6. Carriers Disclaimer
Wireless carriers are not liable for delayed or undelivered messages.
7. Privacy
We respect your privacy. Your information will not be sold or shared with third parties for marketing purposes. For more details, please review our full Privacy Policy.

Contact Us
For questions about these Terms, contact:
Email: legal@filewisely.com
Mailing Address: Sunshower, Inc., [730 W 17th St Costa Mesa, CA 92627]